BISZ Zrt. operates the Central Credit Information System (abbreviated as: CCIS), which replaced the former Inter-Bank Debtor and Credit Information System, better known as IBDCIS in compliance with the provisions of the Credit Institutions Act. CCIS is filled with data by the financial institutions (reference data supplier) and the data of the system are used by them in the credit rating process. To view the list of the financial institutions that have joined the CCIS, click here.

The CCIS system operates in compliance with the provisions of the effective legal regulations, which define in detail the Reference Data Providers, the data which may be managed in the CCIS and the most important rules applicable to the use of the system. To view the most important aspects of the legal regulations applicable to CCIS and other important laws and regulations, click here.

The Business Regulations of BISZ Zrt. provide on the relationship between the Company, the Reference Data Providers and the customers thereof. To view the effective Business Regulations of BISZ Zrt. and related Announcements, click here.

CCIS consists of two databases. One contains the records of corporate entities, and the other database manages the credit information of private individuals. The databases are described in detail on the following pages: corporate entities, natural persons.

Pursuant to the provisions of the Data Protection Act, natural persons and corporate entities have the right to inspect the data recorded of them and if they are inaccurate, then they request the data manager to correct them. Parties wishing to inspect the data of the database can exercise this right by completing a so-called customer inquiry, which is described in more detail on the following page.

BISZ Zrt. provides further information and documentation on the use of CCIS for employees of the Reference Data Providers on pages accessible by registered users. If you wish to learn more about the method of registration, please click here.